Practical and timely information for staying safe in the Digital Age.
Not rendering correctly? View this email as a web page here.


The Cyber Advisor

What you need to know, when you need to know it.

Hi there,

New facts reported last week:

  • In 2015, over 7,000 new versions of malware were identified that are specifically designed for the sole purpose of stealing money from your bank accounts.

  • There were 5x as many victims of malware in 2015 than in 2014.

Malware on Androids - New malware targeting Androids was created by "very professional cyber criminals" and poses a threat to over 60% of Android owners, according to cybersecurity firm Kaspersky. This report is consistent with our prediction that malware, especially ransomwarewill soon be the #1 crime in the U.S. - its growth fueled by the increasing role of organized criminal cartels. 


"A new trojan targeting Android devices is as sophisticated as any Windows malware, and poses a threat to some 60 per cent of Android devices."  Kaspersky

And these statements made last week by Limor Kessem, the top cyber-intelligence expert at IBM:

"Things will get very intense in 2016 as more organized crime groups step up their presence in the digital realms. Today’s cybercriminals are often members of organized cybercrime “mobs.” They consist not only of the attackers (hackers) they are also headed by crime bosses and include other criminals who know how to move the stolen funds through the money laundering process."   Limor Kessem, the top cyber-intelligence expert at IBM.

Kessem's predictions are worth paying heed to as the trends IBM Security predicted in 2015 exceeded even their own forecasting.

For survival and success in the Information Age, it is essential you understand ransomware: "Four Things You Must Know About Ransomware".

But, your luck is good and timing impeccable because today is the last day to save 10% on the best protection available, by F-Secure

  Save 10% Click here to save 10% on Device Security for Androids, Macs, MacBooks, and Windows computer and laptops.


Personal Encryption - The Atlantic Magazine has included several articles on cybersecurity in recent issues, including this one on Apple's plans to make encryption personal and distinct to individual users of their devices. 

This is consistent with my belief that in the next 3-5 years we will be using encryption as individuals to secure our digital life - not operated by a government or corporation, but operated as personal owners and users of technology and information.


This is a useful introductory video to encryption, by The Wall Street Journal.

"How Encryption Works, and How It Can Be Bypassed"

Consistent with our value proposition, Total Digital Security customers will be well informed and advised as personal encryption technology rapidly emerges over the next couple of years.

The plot has thickened every week since we wrote to you in January about IRS tax-related fraud, and this week is no exception. It is so bad that some victims in 2016 are suffering for the second year in a row. irsbldg-580x740.png

“So, last year I was devastated by this,” one victim said, “But this year I’m just pissed.”

Thanks for reading,


March Events for Total Digital Security

March 15th - Citi Private Bank, two events: Palm Beach and Miami. "Protecting Your Family, Money & Information"

March 16th - Citi Private Bank, Boca Raton. "Protecting Your Family, Money & Information"

 Protect Now With The Four Fundamentals of Total Digital Security


Device Security

#1 independent-rated for the last 4 years - protects all your technology from malicious outsiders, 24/7 - automatically and preemptively. 

Learn More


This is an enterprise-grade VPN service for automatic encryption of all online communications, including unsecured WiFi's.


Private Email

Reclaim control of your information and leave the grid of  "free" email services forever. Business-class service with 4 layers of protection. 

Learn More


Data Vaults 

Digital vaults for sensitive electronic documents like legal, financial, and healthcare records. Includes beneficiary features.

Learn More